The Industry Standard for
Floorplan Risk Management
VINAFI is the verification engine behind automotive floorplan lending. We replace costly manual audits with real-time, state-verified sale intelligence — protecting lenders from Sold Out of Trust fraud while cutting audit costs by up to 70%.
Platform Capabilities
Built for Floorplan & Lending Operations
Every feature is designed around the specific workflows of automotive finance professionals.
Real-Time Sale Alerts
Receive notifications the moment a vehicle tag is processed at the state level — sourced directly from titling systems, not dealer-reported data.
Comprehensive VIN History
Every verification, every state-recorded sale event, and every audit action consolidated into one searchable record per VIN.
SOT Fraud Prevention
Timestamped, state-verified sale records eliminate fraudulent bill-of-sale manipulation that costs the industry millions annually.
Photo + Drone Audits
Combine timestamped photo verification with autonomous drone scans of dealership lots for total asset certainty.
Custom Audit Reports
Generate detailed audit reports by dealer, portfolio, region, or date range — formatted for your team and compliance requirements.
Floorplan Cost Control
Identify aged inventory and curtail floorplan interest exposure automatically across every dealer in your network.
Measurable Impact
The Numbers Behind the Savings
Annual Audit Cost
Per 1,000-unit automotive portfolio
Residual Risk Exposure
Fraud exposure index over 6 months
- Manual Audits
- VINAFI
Why VINAFI