Integrated with NMVTIS Official State DMV Data & Dun & Bradstreet Tradeline Analytics
The Official VIN Ledger · Powered by VINAFI® & VinData · Dun & Bradstreet

LienHub
The Only Official VIN Ledger, Connecting Everyone by VIN

VINAFI created LienHub — the first and only official VIN ledger for the auto industry. Floorplan lenders report their interest in every vehicle they floor. LienHub reports those liens directly out to VinData, Dun & Bradstreet, and consumer-facing vehicle reports, with more partners coming soon. One ledger, connected by VIN — so every lender, partner, and buyer sees the same truth before money moves.

How LienHub Works

Report. Distribute. Protect.

A live ledger of who holds interest on every VIN — reported directly out to the partners and consumer-facing reports the industry relies on.

01

Floorplan Lenders Report Their Interest

The floorplan provider records its security interest in every vehicle it floors — LienHub becomes the live ledger of who holds interest on each VIN, updated in real time.

02

LienHub Reports Out to the Network

Each reported lien goes out from LienHub to VinData, Dun & Bradstreet, and more partners coming soon — including consumer-facing vehicle reports — so the interest follows the asset everywhere it needs to be visible.

03

Lenders See Each Other Before Funding

When the vehicle sells at retail, the incoming auto finance lender can see the floorplan provider’s interest on that VIN before money moves — no double-pledging, no unrecorded-lien disputes.

Direct Report Distribution

Your Lien, on the Reports People Actually Read

LienHub doesn't just store your interest — it reports directly out to consumer-facing vehicle reports and institutional tradelines.

VinData

Consumer-Facing Vehicle Reports

Liens reported through LienHub flow directly into VinData-powered vehicle history and title reports — the consumer-facing reports buyers, lenders, and industry participants actually read. Your interest shows up on the record, not in a private silo.

Dun & Bradstreet

Financial Tradeline Reporting

Lien and collateral activity reports directly to D&B commercial tradelines, giving floorplan lenders and banks institutional visibility into the credit record behind every vehicle.

More Partners Coming Soon

An Expanding Distribution Network

Every lien reported to LienHub is built to follow the asset across the entire data ecosystem. The network grows — your registered interest travels with it.

Collateral Protection Engine

Your Interest, Registered & Everywhere It Matters

The Only Official VIN Ledger

VINAFI created LienHub as the first official ledger that connects everyone by VIN — floorplan lenders, auto lenders, banks, insurers, and data partners, all reading from one record.

Direct Reporting to Consumer-Facing Reports

Liens reported to LienHub go straight to VinData vehicle reports and D&B tradelines — your interest lands on the reports the industry and consumers rely on.

Mutual Lien Visibility

Floorplan providers and retail lenders see one another’s positions on the same VIN, preventing double-pledging and unrecorded third-party liens.

First Line of Defense

LienHub protects floorplan lenders’ and banks’ money before a problem exists — interest confirmed before funds are disbursed.

Value by Stakeholder

Built for Every Hand on the Lien

Floorplan Lenders

The Problem

Double-pledged inventory and unrecorded retail sales

How LienHub Solves It

Reports interest in every floored vehicle and gets confirmation when a retail sale occurs — with the lien reported out to VinData, D&B, and partners.

Auto Finance Lenders

The Problem

Funding against collateral that already carries an undisclosed interest

How LienHub Solves It

Sees the floorplan provider’s registered interest on a VIN before disbursing loan funds, and records its own lien into the same ledger.

Data & Network Partners

The Problem

Fragmented, stale lien data across the industry

How LienHub Solves It

Receives verified, current lien interest directly from the official VIN ledger — not derived guesses or dealer self-reporting.

Dealers & Consumers

The Problem

Trade-in and title uncertainty stalling deals

How LienHub Solves It

Fast confirmation of who holds interest on a vehicle, with title brand verification available as a supporting capability.

Protect the Collateral. Protect the Money.

Never Fund Against
an Interest You Didn't See

Connect your portfolio to the official VIN ledger — report floorplan interest on every vehicle, report liens out to VinData, Dun & Bradstreet and consumer-facing reports, and verify every position before funds move.