VINAFI Partners with VinData to Launch LienHub: Real-Time Pre-Title Lien Registration Ledger

DACULA, Ga. — VINAFI LLC today announced a strategic partnership with VinData Products LLC to launch LienHub, a pre-title vehicle lien registration network designed to give floorplan lenders and financial institutions real-time visibility into commercial automotive collateral.

LienHub addresses critical vulnerabilities in floorplan risk management by publishing real-time lien status directly to vehicle history reports and commercial data channels before physical title issuance. By connecting floorplan lenders, banks, and vehicle data repositories, the platform mitigates double-flooring risk, speeds up audit verification, and reduces title fraud across wholesale dealership lines.

"Pre-title risk exposure is one of the most expensive blind spots in commercial auto lending," said Shawn Phillips, Chief Technology Officer and Co-Founder of VINAFI LLC. "By embedding LienHub's real-time collateral ledger directly alongside VinData's vehicle history infrastructure, floorplan lenders gain instant verification the moment collateral is committed."

Key capability highlights of the LienHub network include:

• Real-Time Lien Code Publishing: Instant registration of commercial floorplan lines on vehicle history feeds prior to DMV title processing.
• Multi-Lender Verification: Automated cross-checks to eliminate duplicate encumbrances across floorplan networks.
• Seamless Data Integration: Direct API connectivity supporting commercial risk modeling and automated collateral audit workflows.

The platform is now available to accredited floorplan lenders, commercial banks, and automotive risk partners.