VinPay combines video verification, ID capture, and biometric authentication directly into your payment flow. Reduce chargebacks, eliminate fraud, and ship with confidence.
Secure checkout powered by identity-verified payments
Live selfie video captured
ID Document Scan — Front & back verified
Biometric Check — Fingerprint authenticated
Identity Verified ✓ — Payment authorized, chargeback protected
VinPay doesn't just process payments — it verifies the person behind every transaction with a multi-layer identity stack.
Customers record a short selfie video at checkout, creating an irrefutable identity record tied to the transaction.
Front and back photos of government-issued ID are captured and stored, cross-referenced with the customer profile.
Device-level fingerprint and face recognition ensures the person paying is the person who verified.
Every transaction comes with a complete verification audit trail. Dispute chargebacks with proof of identity.
Multi-layer identity checks block fraudulent buyers before the payment goes through, not after.
The 6-step verification takes under 60 seconds and is built directly into the payment link — no separate app needed.
All verification data is encrypted in transit and at rest. SOC 2 compliant infrastructure.
Access video, ID images, and biometric results for every transaction from your dashboard, anytime.
Create a payment request from your dashboard with the customer’s details and amount. Send via email, SMS, or both.
Your customer opens the secure link and completes the 6-step verification: video selfie, ID front, ID back, fingerprint, and biometric check.
Once verified, the customer enters payment and the transaction is processed through Stripe with full identity verification attached.
If a chargeback or dispute arises, you have the complete verification record — video, ID, and biometrics — to fight and win.
Automotive dealers face unique risks — high-ticket transactions, remote buyers, and long-distance vehicle shipments. VinPay was built to solve this exact problem. By verifying the customer's identity at the moment of payment, you create an ironclad record that the right person authorized the right amount for the right vehicle.
Book a DemoWhen a customer has submitted video, ID, and biometric data, frivolous chargebacks virtually disappear.
Confirm the buyer’s identity matches the payment method before the vehicle ever leaves the lot.
Every transaction includes a full verification package — video, ID photos, and biometric confirmation — ready to present to banks and processors.
Vehicle shipments involve significant sums. VinPay ensures the person paying is who they claim to be, every time.
Lenders can require that downpayments be made through VinPay, turning a self-reported figure into a verified, identity-bound transaction. Stop dealers from telling you one number while quietly collecting less to push a deal through — inflating your advance and loading risk onto your book.
Require the downpayment to flow through VinPay instead of being collected by the dealer. The exact dollar amount the borrower puts down is the exact dollar amount recorded — no dealer self-reporting, no rounding, no creative bookkeeping.
Every downpayment is bound to a verified identity — live video, government ID, and biometric authentication. You confirm the real buyer authorized the real amount, eliminating straw-buyer and phantom-cash schemes.
Dealers sometimes report a high downpayment to the lender while quietly collecting less from the customer to close the deal — inflating the advance and shifting risk onto you. With VinPay, the verified downpayment amount is the amount that actually cleared. Any discrepancy is flagged before funding.
Each downpayment generates a certification record — verified identity, verified amount, verified timestamp — the dealership can't alter. Lenders fund against proof, not a dealer's word.
When the downpayment clears through VinPay, you're funding against a verified amount tied to a verified buyer — not a number written on a deal sheet. Eliminate the gap between what a dealer reports and what actually changed hands, and protect your advance from day one.
Book a DemoJoin automotive dealers and high-ticket merchants who trust VinPay to verify every customer identity at the point of payment.
Row-Level Security
Data Isolation
256-Bit AES
Encryption
< 1 Second
Alert Delivery
All 50 States
Coverage